Federal programs in 2026: three paths to distinguish

A new announced rebate, the affordability program and closed legacy programs: confirm the right path before work begins.

1. The announced new national rebate

On October 8, 2026, the Carney government announced $2 billion over eight years for a rebate targeting eligible heat pumps. Verify the portal, final list and terms before ordering.

2. The affordability program

This program funds no-cost retrofits for some low-to-median-income households and is delivered through provincial or territorial organizations.

3. Legacy programs

The Canada Greener Homes Grant and Loan are closed. The Oil to Heat Pump Affordability Program also stopped accepting new applications in several jurisdictions, including Quebec.